Fintra Payroll
Child support, withheld first and correctly
Support orders come first
Child support income-withholding orders legally outrank creditor garnishments. Fintra applies orders in ascending priority, so support is satisfied before a creditor order can take room, and each order is capped by its configured percentage of disposable earnings.
| Situation | Typical cap |
|---|---|
| Supports another family | 50% of disposable |
| Supports another family, >12 weeks in arrears | 55% |
| Does not support another family | 60% |
| Does not support another family, >12 weeks in arrears | 65% |
On disposable earnings, not gross
Stacked orders and remaining pay
When multiple support orders exist, Fintra enforces the aggregate category cap across all of them and never lets total withholding drive net pay below zero. Each order’s trace shows the requested amount, the cap, what was withheld, and whether it was reduced.
Guardrails on every run
- Support ordered ahead of creditor and levy orders
- Configurable 50/55/60/65% cap per order
- Aggregate cap enforced across stacked support orders
- Never reduces net pay below zero
Inside Fintra
Withheld support becomes a garnishment liability in the remittance rollup with the agency destination, so the amount you withhold is the amount queued to remit.
Questions people ask
Does child support get withheld before creditor garnishments?
Yes. Fintra applies orders in ascending priority and child support outranks creditor garnishments, so support is satisfied first.
What cap does Fintra apply to child support?
A configurable CCPA cap (50, 55, 60, or 65% of disposable earnings) matching the employee’s family-support and arrears situation.
Is the cap on gross or net pay?
On disposable earnings: gross minus employee taxes. Voluntary deductions don’t increase the protected amount.
What if there are multiple support orders?
The aggregate category cap is enforced across all support orders, and total withholding never drives net pay negative.
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Support orders, handled correctly
Withhold child support first, capped right, and fully traced.