Fintra is an AI-native finance platform that unifies accounting, budgeting and forecasting, expense management, bill pay, payroll and multi-state tax, equity, and continuous compliance on one shared data model, with Fintra Trust governance deciding whether each consequential action, human or AI-agent, should proceed. It is designed to replace the five to seven separate tools most SMBs run today with one governed system of record, so AI can do the routine finance work while a named human approves anything that moves money or hits the books.
Everything Fintra does, by area
Three products on one set of books: Finance, Trust and People. Each line below opens its own page with the details and what is still in early access.
Finance
The books, the close, budgets and forecasts, and the money coming in.
- Accounting and the month-end closeAI records, categorizes and reconciles transactions, then drafts the close entries for a named person to approve. Double-entry, ASC 606 and multi-currency.
- Budgets, forecasts and budget vs. actualsBudgets, scenario forecasts and driver models that read the posted books directly, so there is no export to keep in step.
- Leads and sales commissionsLead scoring feeds the pipeline, and a commission engine with clawbacks pays it out from booked revenue.
- Quotes, invoicing and receivablesQuotes the customer approves online, invoices, collections and reminders, and sales tax by state.
Trust
Checks on every action that moves money or changes access, and the evidence an auditor reads.
- Checks before an action runsEvery payment, journal entry or access change, from a person or an AI agent, is allowed, held for approval or blocked before it happens, with the reason written down.
- A record that shows any later editEach decision is sealed and mapped to the control it satisfies, and Fintra can recompute the whole record to show that nothing was changed afterwards.
- AI agent access and testingWhich agents exist, what each may touch and for how long, with saved attack tests and a firewall on the tools agents call.
- A library of 111 controls across 84 frameworksSOC 2, ISO 27001, HIPAA, PCI and GDPR, plus OSHA, EPA, oil and gas, construction and food. One control, mapped once, counts toward every framework that needs it.
People
Hiring, reviews, headcount plans and the controls around each pay run.
- HiringScreens resumes, ranks candidates and runs first interviews and reference checks; a person makes every hiring decision.
- Reviews and goalsGoals, review cycles, calibration and skills, in early access.
- Headcount and attritionHeadcount plans against the finance budget, and early warning on who may leave.
- Compensation and payroll checksPlan pay, check every pay run and track pay equity. You keep running payroll on the provider you use today.
- Employee requestsOnboarding, time off, cases and an HR help desk that answers routine questions.
What is Fintra's finance platform?
Questions about what Fintra includes
What does the Fintra platform include?
Fintra runs three products on one set of books: Finance, Trust and People. Finance is the AI finance side: general ledger and automated close, invoicing and AR, bill pay and AP, expenses and cards, budgeting and FP&A, lead-gen and sales commissions, sales tax, and ASC 606. Trust is the governance product: a verdict and an Action Trust Score on every consequential action, a recomputable evidence ledger, runtime identity for AI agents, red-teaming, and a control library spanning 84 frameworks. People covers the workforce: hiring with an AI interviewer and fraud detection, performance and engagement, payroll with a multi-state tax engine, pay equity, and a full equity engine (cap table, 409A, ASC 718). Marketing, a customer support suite and work management run on the same books. Advanced modules are license-gated add-ons.
Is Fintra accounting software?
Accounting is the core of Fintra: a general ledger, automated month-end close, AR/invoicing, and AP/bill pay make it a full accounting system of record. But Fintra goes beyond accounting: budgeting, forecasting, expenses, payroll, tax, equity, and AI governance all run on the same data model, so the books, the plan, and the workforce stay in sync without exports or reconciliation.
What makes Fintra AI-native rather than software with an AI feature bolted on?
AI is woven through the workflows, not added as a chatbot. AI drafts journal entries, reconciles transactions, builds budgets and forecasts, and proposes actions across finance and HR. Because everything shares one data model, the AI reasons over the whole business, not one silo. Critically, every consequential action runs through Fintra Trust governance: AI proposes, a named human confirms before anything irreversible posts, and each decision is logged as tamper-evident evidence.
Can one platform really replace my accounting, expense, payroll, and forecasting tools?
That is the design goal: Fintra replaces the five to seven separate tools most small businesses run, and not only in finance. Accounting, expenses, payroll and forecasting, plus hiring and HR, compliance and customer support all share one data model, so a new hire flows from the ATS into payroll, spend flows into the ledger and the budget, and every consequential action is governed and sealed as evidence. That removes the sync jobs and CSV reconciling that fragmented stacks require. See the comparison pages for honest, tool-by-tool breakdowns.
Does Fintra work for my industry and company size?
Fintra is built for small and medium businesses and tunes to your vertical on three fronts: the finance patterns you run on (job costing for construction, payer mix for healthcare, deferred revenue for SaaS, multi-unit for franchise); the compliance frameworks and controls you answer to (HIPAA, OSHA, SOC 2, PCI and more, 84 frameworks in all, with policies, training, and audit-ready evidence); and the AI-governed workflows that keep money, hiring, and access decisions provable. The industry pages show all three.
Bring one workflow to a 15-minute demo.
Tell us which job you want to see, and we will run it in Fintra while you watch.