AI-Native Financial OS for SMBs

One AI-Native Platform. Finance, Trust & People. All in Flow.

The operating system for modern SMBs to run finance, compliance, and HR as one company brain.

Why Fintra Wins

One brain, not a bundle of tools

One Company Brain

Money, people, and risk on one ledger and one trust score - not three tools that integrate.

Cross-Domain Decisions

One ranked queue of the single riskiest decision across finance, security, and HR. No point tool can draw it.

Humans + AI Agents

People and AI agents on one org chart - each trust-scored, risk-scored, and priced against the same P&L.

Guarded Autonomy

AI acts - but never alone. Every consequential write is a governed draft a named human approves.

Proof, Not Screenshots

Every decision seals into a recomputable, control-mapped evidence chain you can verify from genesis.

See it in action. Every demo is live in the product.

What is Fintra's finance platform?

Fintra is an AI-native finance platform that unifies accounting, budgeting and forecasting, expense management, bill pay, payroll and multi-state tax, equity, and continuous compliance on one shared data model — with SentriAI governance deciding whether each consequential action, human or AI-agent, should proceed. It is designed to replace the five to seven separate tools most SMBs run today with one governed system of record, so AI can do the routine finance work while a named human approves anything that moves money or hits the books.

Fintra features - frequently asked

What does the Fintra platform include?

Fintra runs your whole company on one brain - Money, Trust, and People, equally. Money is the AI finance side: general ledger and automated close, invoicing and AR, bill pay and AP, expenses and cards, budgeting and FP&A, lead-gen and sales commissions, sales tax, and ASC 606. Trust is SentriAI governance: a verdict and an Action Trust Score on every consequential action, a recomputable evidence ledger, runtime identity for AI agents, red-teaming, and a control library spanning 76 frameworks. People is the AI workforce: hiring with an AI interviewer and fraud detection, performance and engagement, payroll with a multi-state tax engine, pay equity, and a full equity engine (cap table, 409A, ASC 718). Marketing, a Freshworks-grade support suite, and work-management run on the same ledger and trust score. Advanced modules are license-gated add-ons.

Is Fintra accounting software?

Accounting is the core of Fintra - an AI general ledger, automated month-end close, AR/invoicing, and AP/bill pay make it a full accounting system of record. But Fintra goes beyond accounting: budgeting, forecasting, expenses, payroll, tax, equity, and AI governance all run on the same data model, so the books, the plan, and the workforce stay in sync without exports or reconciliation.

What makes Fintra AI-native rather than software with an AI feature bolted on?

AI is woven through the workflows, not added as a chatbot. AI drafts journal entries, reconciles transactions, builds budgets and forecasts, and proposes actions across finance and HR - and because everything shares one data model, the AI reasons over the whole business, not one silo. Critically, every consequential action runs through SentriAI governance: AI proposes, a named human confirms before anything irreversible posts, and each decision is logged as tamper-evident evidence.

Can one platform really replace my accounting, expense, payroll, and forecasting tools?

That is the design goal: Fintra replaces the five to seven fragmented tools most SMBs run - and not just in finance. Accounting, expenses, payroll and forecasting, plus hiring and HR, compliance, and a Freshworks-grade support suite all share one data model, so a new hire flows from the ATS into payroll, spend flows into the ledger and the budget, and every consequential action is governed and sealed as evidence - eliminating the sync jobs and CSV reconciling that fragmented stacks require. See the comparison pages for honest, tool-by-tool breakdowns.

Does Fintra work for my industry and company size?

Fintra is built for small and medium businesses and tunes to your vertical on three fronts: the finance patterns you run on (job costing for construction, payer mix for healthcare, deferred revenue for SaaS, multi-unit for franchise); the compliance frameworks and controls you answer to (HIPAA, OSHA, SOC 2, PCI, and more - 76 frameworks in all, with policies, training, and audit-ready evidence); and the AI-governed workflows that keep money, hiring, and access decisions provable. The industry pages show all three.