Proof · real engine output

Watch Fintra verify a real payroll — line by line.

Hand Fintra a completed payroll and it independently recomputes every figure from source, flags each discrepancy with its cause and the exact rule it applied, and seals the result as a tamper-evident evidence package. Everything below is the actual output of that engine — not a mockup, not a slide.

Representative, deterministic dataset for demonstration — not a customer’s data. The same engine runs on your own prior payroll.

VERIFIED — zero unexplained variance
Little Sprouts Learning Center LLC · **-***0142 · pay period 2025-BW-12 · 20 employees
97.154%
line match
239/246 lines
7
findings
prior-provider errors
0
unexplained
every one explained
99.5%
evidence
per paycheck
Try it — run the verification

The same payroll with a few prior-provider mistakes seeded in. Watch Fintra catch and explain each one.

01

The payroll, as submitted

What the prior provider reported. Fintra treats none of it as ground truth — it rebuilds every number itself.

Submitted register
Employer
Little Sprouts Learning Center LLC (TX)
EIN
**-***0142
Pay period
2025-BW-12 · paid 2025-06-20
Employees
20
Provider journal (debits)
$33,785.15
Provider journal (credits)
$33,785.15
Provider journal cross-foots (debits = credits)
One paycheck as received · emp-03
12 lines checked
  • Regular Pay match
  • Gross match
  • Federal Tax mismatch
  • Social Security match
  • Medicare match
  • Employer FICA match
  • Employer FUTA match
  • State UI match
  • Net Pay mismatch
  • Journal match
  • QTD match
  • YTD match

Employee tokens are pseudonymous — no names or SSNs enter the evidence trail.

02

Fintra recomputes every figure from source

Independently, using published, versioned tax rules — 246 lines across 20 employees. It never trusts the provider’s number; it derives its own and compares.

Rule-sets applied (versioned)
US-FED/addl_medicare/2025-01-01/statutoryUS-FED/fit/2025-01-01/pub15t-2025US-FED/futa/2025-01-01/form940-2025US-FED/medicare/2025-01-01/statutoryUS-FED/ss/2025-01-01/ssa-2025US-TX/sit/2025-01-01/tx-constitutionalUS-TX/sui/2025-01-01/twc-2025
246
lines recomputed & compared
239
matched the provider exactly
7
discrepancies · in 3 employees
03

Executive Reconciliation Report

The one-page answer a controller or CFO reads: did this payroll reconcile, where did it differ, and is any of it unexplained?

Overall match
97.154%
Exceptions
7 (0 unexplained)
Gross variance
$0.00
Tax variance
−$36.09
Net-pay variance
+$36.09
Unexplained variance
$0.00
Journal balancing
balanced
Non-reproducible records
0
Every dollar of variance is accounted for: the tax the prior provider over- or under-withheld nets straight into net pay. Nothing is left unexplained — that is what “zero unexplained variance” means.
Evidence completeness
99.5%
  • source record100%
  • normalized inputs100%
  • employee tax elections100%
  • employer settings100%
  • rule set version100%
  • calculation outputs100%
  • expected provider values100%
  • variance lineage100%
  • journal linkage95%
  • evidence hash100%
View the raw report ↓
EXECUTIVE RECONCILIATION REPORT
  Employer                Little Sprouts Learning Center LLC (**-***0142) [TX-0142]
  Pay period              2025-BW-12   employees=20
  Verdict                 EXCEPTIONS FOUND
  ----------------------------------------------------------
  Overall match           97.154%  (239/246 lines)
  Exceptions              7   (unexplained: 0)
  Non-reproducible recs   0
  Unexplained variance    0.00
  Total gross variance    0.00
  Total tax variance      -36.09
  Total net-pay variance  36.09
  Journal balancing       balanced (recomputed journals cross-foot to gross + employer tax)
  Evidence completeness   99.5% (of 10 components, per paycheck)
  Missing evidence links  journal_linkage
04

Technical Exception Report

Every one of the 7 findings, with the provider’s number, Fintra’s recomputed number, the cause, the exact rule-set version, and a per-line evidence hash.

1
Federal Tax
employee emp-03 · 2025-BW-12
Provider
$130.20
Fintra
$90.20
Δ
−$40.00

Cause: federal income-tax withholding mismatch (W-4 inputs or method differ)

flows into: Net PayUS-FED/fit/2025-01-01/pub15t-2025reported.federal_withholding_cents 487828541a40…
2
Net Pay
employee emp-03 · 2025-BW-12
Provider
$1,463.76
Fintra
$1,503.76
Δ
+$40.00

Cause: net pay mismatch (consequence of an upstream exception); driven by upstream: Federal Tax

n/a (engine arithmetic line)reported.net_pay_cents 487828541a40…
3
Regular Pay
employee emp-05 · 2025-BW-12
Provider
$2,136.00
Fintra
$1,920.00
Δ
−$216.00

Cause: overtime classification mismatch (hours shifted between regular and overtime; gross unchanged)

n/a (engine arithmetic line)reported.regular_pay_cents f0bd8609187d…
4
Overtime
employee emp-05 · 2025-BW-12
Provider
$0.00
Fintra
$216.00
Δ
+$216.00

Cause: overtime classification mismatch (hours shifted between regular and overtime; gross unchanged)

n/a (engine arithmetic line)reported.overtime_pay_cents f0bd8609187d…
5
Social Security
employee emp-09 · 2025-BW-12
Provider
$76.19
Fintra
$79.36
Δ
+$3.17

Cause: 401(k) treatment mismatch (elective deferral appears wrongly excluded from FICA wages by the prior provider)

flows into: Net PayUS-FED/ss/2025-01-01/ssa-2025reported.social_security_cents 219578f0e3ef…
6
Medicare
employee emp-09 · 2025-BW-12
Provider
$17.82
Fintra
$18.56
Δ
+$0.74

Cause: 401(k) treatment mismatch (elective deferral appears wrongly excluded from FICA wages by the prior provider)

flows into: Net PayUS-FED/medicare/2025-01-01/statutoryreported.medicare_cents 219578f0e3ef…
7
Net Pay
employee emp-09 · 2025-BW-12
Provider
$1,065.74
Fintra
$1,061.83
Δ
−$3.91

Cause: net pay mismatch (consequence of an upstream exception); driven by upstream: Medicare, Social Security

n/a (engine arithmetic line)reported.net_pay_cents 219578f0e3ef…
View the raw report ↓
TECHNICAL EXCEPTION REPORT — 7 exception(s)

  [1] Federal Tax  (federal_tax)   status=OPEN
      Employer               Little Sprouts Learning Center LLC [TX-0142]
      Employee token         emp-03
      Payroll period         2025-BW-12
      Expected (provider)    130.20
      Fintra (recomputed)    90.20
      Difference             -4000
      Upstream cause         federal income-tax withholding mismatch (W-4 inputs or method differ)
      Downstream consequence Net Pay
      Rule-set version       US-FED/fit/2025-01-01/pub15t-2025
      Source input           reported.federal_withholding_cents
      Evidence hash          sha256:487828541a40692185d115ca276771e8c656cc4ae3f8729e56f155b2afb346f0

  [2] Net Pay  (net_pay)   status=OPEN
      Employer               Little Sprouts Learning Center LLC [TX-0142]
      Employee token         emp-03
      Payroll period         2025-BW-12
      Expected (provider)    1,463.76
      Fintra (recomputed)    1,503.76
      Difference             +4000
      Upstream cause         net pay mismatch (consequence of an upstream exception); driven by upstream: Federal Tax
      Downstream consequence none
      Rule-set version       n/a (engine arithmetic line)
      Source input           reported.net_pay_cents
      Evidence hash          sha256:487828541a40692185d115ca276771e8c656cc4ae3f8729e56f155b2afb346f0

  [3] Regular Pay  (regular_pay)   status=OPEN
      Employer               Little Sprouts Learning Center LLC [TX-0142]
      Employee token         emp-05
      Payroll period         2025-BW-12
      Expected (provider)    2,136.00
      Fintra (recomputed)    1,920.00
      Difference             -21600
      Upstream cause         overtime classification mismatch (hours shifted between regular and overtime; gross unchanged)
      Downstream consequence none
      Rule-set version       n/a (engine arithmetic line)
      Source input           reported.regular_pay_cents
      Evidence hash          sha256:f0bd8609187dd8fac8a0b28ca0807476c8e393473455199e2e743a834a3155f0

  [4] Overtime  (overtime)   status=OPEN
      Employer               Little Sprouts Learning Center LLC [TX-0142]
      Employee token         emp-05
      Payroll period         2025-BW-12
      Expected (provider)    0.00
      Fintra (recomputed)    216.00
      Difference             +21600
      Upstream cause         overtime classification mismatch (hours shifted between regular and overtime; gross unchanged)
      Downstream consequence none
      Rule-set version       n/a (engine arithmetic line)
      Source input           reported.overtime_pay_cents
      Evidence hash          sha256:f0bd8609187dd8fac8a0b28ca0807476c8e393473455199e2e743a834a3155f0

  [5] Social Security  (social_security)   status=OPEN
      Employer               Little Sprouts Learning Center LLC [TX-0142]
      Employee token         emp-09
      Payroll period         2025-BW-12
      Expected (provider)    76.19
      Fintra (recomputed)    79.36
      Difference             +317
      Upstream cause         401(k) treatment mismatch (elective deferral appears wrongly excluded from FICA wages by the prior provider)
      Downstream consequence Net Pay
      Rule-set version       US-FED/ss/2025-01-01/ssa-2025
      Source input           reported.social_security_cents
      Evidence hash          sha256:219578f0e3efd572edf9f32e1033b555ee737938577fe82912ccceeae4b3df1b

  [6] Medicare  (medicare)   status=OPEN
      Employer               Little Sprouts Learning Center LLC [TX-0142]
      Employee token         emp-09
      Payroll period         2025-BW-12
      Expected (provider)    17.82
      Fintra (recomputed)    18.56
      Difference             +74
      Upstream cause         401(k) treatment mismatch (elective deferral appears wrongly excluded from FICA wages by the prior provider)
      Downstream consequence Net Pay
      Rule-set version       US-FED/medicare/2025-01-01/statutory
      Source input           reported.medicare_cents
      Evidence hash          sha256:219578f0e3efd572edf9f32e1033b555ee737938577fe82912ccceeae4b3df1b

  [7] Net Pay  (net_pay)   status=OPEN
      Employer               Little Sprouts Learning Center LLC [TX-0142]
      Employee token         emp-09
      Payroll period         2025-BW-12
      Expected (provider)    1,065.74
      Fintra (recomputed)    1,061.83
      Difference             -391
      Upstream cause         net pay mismatch (consequence of an upstream exception); driven by upstream: Medicare, Social Security
      Downstream consequence none
      Rule-set version       n/a (engine arithmetic line)
      Source input           reported.net_pay_cents
      Evidence hash          sha256:219578f0e3efd572edf9f32e1033b555ee737938577fe82912ccceeae4b3df1b
05

Sealed evidence package

The whole verification — inputs digest, per-employee calculation hashes, rule-set versions, and both reports — sealed under one hash. Change any figure and the seal no longer verifies.

Evidence packageverify() → intact
package_hash
sha256:9dc37b2bec4a2e277d181f49fcf96001dab234ea7ee14ea5c3186a62881c6973
input_digest
sha256:e080e0f2c1df55980de7960bf5aee06de8f43169c2f6f43ab0908db0586def1b
tool
fintra-payroll-verify v1.0
employee evidence
20 per-paycheck hashes
Per-employee evidence hashes
  • emp-0185b8e3a643fd…
  • emp-02195d7d023f77…
  • emp-03487828541a40…
  • emp-040b83ee74270e…
  • …+ 16 more

Deterministic and tamper-evident: run the same payroll through the same rule-sets and you get the identical package hash — anyone can reproduce it. Alter a single cent in any figure and the package’s ownverify()returns false. Every paycheck also carries its own hash, independent of the roll-up.

What this proves

Real software, not slides

Every number here came out of the verification engine on a real run — reports, hashes, and all.

Independent recompute

Fintra derives each figure from source with published, versioned rules; it never trusts the provider’s value.

It catches — and explains — errors

All 7 findings are places the prior provider’s number was wrong, each with a cause and the rule it broke.

Zero unexplained variance

Every cent of difference is accounted for; nothing is left as an open question.

Sealed, tamper-evident & reproducible

The whole result is hashed; the same inputs always seal to the same hash, and changing anything breaks it. An auditor can re-run it and get the same package.

Runs on your payroll

Point it at your last real payroll (import by CSV today) and it produces this same package for you.

Honest scope: the dataset above is a representative, deterministic demonstration — not a customer’s payroll. Today Fintra verifies payroll you run on your existing provider (Gusto, ADP, QuickBooks Payroll, Rippling, Paychex), importing by CSV; native Fintra payroll is in controlled development (Texas first). Verification complements your provider and your auditor; it does not file taxes or move money.

Bring your last payroll. We’ll verify it.

Send us a recent pay run and we’ll return this exact package — the reconciliation, the findings, and the sealed evidence — for your own numbers.