Fintra for Franchise

Run the brand.
Run every unit.

Fintra runs the money, trust, and people side of the whole franchise system - for the franchisor and every franchisee. Connect it to FranConnect, Toast, or QuickBooks for franchise-management and POS data - or let Fintra run the accounting itself. Built around the two things a franchise lives or dies on: royalties that collect themselves and units that get funded and open.

Franchisor + franchisee, one system Consolidated roll-up across every unit Royalties & brand standards, governed
Fintra · Royalty Roll-up● live
Unit #204 - Riverside6% roy
POS sales $128k · royalty + ad-fund swept
$9,600 collected
Unit #187 - Depot Rdvariance
reported sales < POS total → under-report flagged
$2,340 variance
Unit #231 - Northgateaudit
unapproved vendor · brand-standard control open
- brand audit
Unit #150 - Midtownad-fund
2% ad-fund reconciled both sides · sealed
$2,560 reconciled
System AUV updated · 1 under-report flagged · 1 brand audit openevery transfer sealed
The problem

A franchise is two businesses bolted together - and the money falls through the seam.

Royalties leak up

Royalties, ad-fund contributions, and tech fees are computed off each unit’s reported sales - under-reported, remitted late, or reconciled by hand across dozens of QuickBooks files the franchisor can’t see into.

Roll-up is a month-late guess

Every franchisee closes their own books their own way, so the franchisor’s system-wide P&L, AUV, and same-store-sales are stitched together weeks after the period from mismatched chart-of-accounts and spreadsheets.

Brand standards aren’t enforced by the money

Franchise-agreement obligations - approved vendors, remodel timelines, food-safety and insurance certs, local-marketing minimums - live in a binder and an audit checklist, disconnected from the ledger where non-compliance actually costs money.

How it fits

Keep FranConnect and the POS, or run franchise accounting on Fintra.

Franchise development, unit records, and point-of-sale stay in the tools each side already runs - Fintra reads unit sales and the franchise directory through a connector and owns royalties, consolidation, payroll, and the back office on both sides. Or, if every franchisee is duct-taping QuickBooks to spreadsheets, Fintra runs the accounting for the whole system on one chart of accounts.

Your franchise & POS systems

FranConnect · Toast · QuickBooks

  • Franchise directory & development pipeline
  • Unit point-of-sale & reported sales
  • Existing per-unit bookkeeping
Franchise & POS connectordesign-partner
Fintra owns the back office

Money · Trust · People + the two franchise modules

Multi-unit consolidationRoyalty & ad-fund automationFranchisee & franchisor accountingBrand-standard controlsPayroll & bill payGovernance & evidence
Don't want to keep FranConnect? Fintra can run the standardized chart of accounts, per-unit general ledger, AP, payroll, and roll-up reporting for the franchisor and every franchisee - so the whole system reports on one platform instead of forty disconnected books.
The two modules that matter

Royalties that collect themselves. Units that get funded and open.

Every franchise already has bookkeeping and a POS somewhere. The money that flows up to the brand and the capital that opens new units are where a franchise system is won or lost - so Fintra builds them in, both sides of the flow.

Royalty & Fee Automation
the money that flows up

Royalties, ad-fund contributions, and tech fees computed straight from connected unit sales, invoiced to each franchisee, collected by ACH sweep, and auto-reconciled to both the franchisor’s and the franchisee’s ledgers. Under-reporting flagged against POS, statements pushed to every unit, and each inter-entity transfer guarded before a dollar moves.

  • Royalty & ad-fund calc from connected unit sales
  • Automated invoicing & ACH sweep across units
  • Under-reporting flagged against POS totals
  • Every inter-entity transfer SentriAI-guarded & sealed
Unit Financing & Onboarding
get the next location open

Finance a new unit’s build-out, equipment, or working capital, and take a new franchisee from signed FDD to funded and open in one flow - a decision on the unit’s projected economics, funded upfront, repaid from operations. The capital gap and onboarding drag that stall system growth, closed.

  • Build-out, equipment & working-capital financing
  • Franchisee onboarding: FDD → funded → open
  • Underwritten on connected unit economics
  • Every advance SentriAI-guarded & sealed
One platform · three engines

The Fintra platform, tuned for franchise.

The same Money · Trust · People engines that run any modern business - with the franchise specifics built in.

Money · Franchise Finance

Every unit, and the whole system, on one set of books.

Real accounting for a single franchisee, a multi-unit operator, or the franchisor above them - one standardized chart of accounts, per-unit and consolidated P&Ls, AUV and same-store-sales, bill pay and payroll. With the franchise pain solved: royalties and ad-fund flows computed from connected sales and reconciled on both sides, and roll-up reporting that closes with the period, not weeks after it.

  • Per-unit & consolidated roll-up P&L
  • Royalty, ad-fund & tech-fee accounting
  • AUV, same-store-sales & unit benchmarking
  • Payroll, AP & guarded bill pay
Explore practice finance
Fintra · Unit & Franchisee Payoutsfrom connected sales
GM · Unit #204
store manager · base + 3% of unit profit
profit $41,200$1,236 bonus allow
Multi-unit operator
franchisee · 5 units · roll-up distribution
net $92,400$92,400 allow
Dev broker
franchise sales · $18k/unit commission
Unit #244 signedclawback held hold
Payouts and commissions computed from connected unit sales - clawbacks on unopened units and reversed sales, every release sealed as evidence.
Trust · SentriAI Governance

Every royalty run, brand audit, and inter-entity transfer - decided and sealed.

The places money and trust leak in a franchise - under-reported sales, royalty miscalculations, ad-fund misuse, unapproved vendors, missed remodel or cert deadlines, transfers between franchisor and franchisee - each get a verdict grounded in the real books and the franchise agreement, and each becomes hash-chained, recomputable evidence. Governance is decide-and-prove; enforcement is staged.

  • Royalty & under-reporting fraud checks
  • Brand-standard audits as live controls
  • Franchise-agreement policy attestations
  • One trust score across units, people & AI agents
Explore Trust
Fintra · Royalty Roll-up● live
Unit #204 - Riverside6% roy
POS sales $128k · royalty + ad-fund swept
$9,600 collected
Unit #187 - Depot Rdvariance
reported sales < POS total → under-report flagged
$2,340 variance
Unit #231 - Northgateaudit
unapproved vendor · brand-standard control open
- brand audit
Unit #150 - Midtownad-fund
2% ad-fund reconciled both sides · sealed
$2,560 reconciled
System AUV updated · 1 under-report flagged · 1 brand audit openevery transfer sealed
People · AI Workforce

Franchisees, unit staff, and AI agents on one org chart.

Recruiting qualified franchisees and staffing every unit is the constraint on system growth. The Workforce Graph puts every franchisee, unit manager, hourly worker, and AI teammate on one chart - priced against the same unit and system P&L - with an AI recruiter and interviewer that are advisory, and a named human who always approves.

  • Recruit qualified franchisees & unit staff
  • Labor cost & productivity by unit
  • Franchisee onboarding & compliance
  • Humans + AI agents, trust-scored
Explore People
Fintra · Unit Financingnew-unit build-out
Approved build-out package
$285,000 · Unit #244 fit-out
approved
$5,900/mo
60 months
soft pull
on unit economics
$276,450
funded to open
FDD → funded → open · underwritten on connected unit economics · SentriAI-guarded, every advance sealed
Security & compliance

Governed, evidenced, and audit-ready - on both sides of the agreement.

Powered by SentriAI. Every dollar-moving action in the system - a royalty run, an ad-fund transfer, a franchisee distribution - is decided against the real books and the franchise agreement, scored, and sealed as evidence you can hand an auditor, a franchisee, or a regulator. Brand standards stop being a binder and become live controls tied to the ledger.

Frameworks & controls, mapped once

PCI-DSS for card data across every unit POS, SOC 2, and - where the concept applies - food-safety (HACCP) and OSHA controls, alongside franchise-specific obligations. 76 frameworks and 275 controls mapped a single time, so one governed action satisfies many at once. Adding a framework or a new unit points at the same evidence instead of starting the mapping over.

Brand-standard audits as controls

Franchise-agreement obligations - approved-vendor use, remodel and reimage deadlines, insurance and food-safety certs, local-marketing minimums - become live controls scored against real activity, not a once-a-quarter checklist. A missed cert or an unapproved vendor opens a control finding tied to the unit’s ledger, with the whole trail sealed.

Franchise-agreement attestations

Versioned policies and the FDD/franchise-agreement obligations each unit signed, with full change history, plus franchisee and staff training and certification tracking - who acknowledged which standard, whose food-safety or insurance cert is expiring, and when. The attestation trail is part of the same evidence graph, not a separate spreadsheet per unit.

AI Action Governance on royalties & transfers

Every royalty calculation, ad-fund draw, inter-entity transfer between franchisor and franchisee, franchisee distribution, or access change gets a verdict and an Action Trust Score before it lands. SentriAI decides, records, and can gate the action; broader automatic enforcement across every workflow is staged, so today it always decides and proves - and gates where it is wired in. Each action is hash-chained and mapped to the real controls it satisfies, so verify_chain() re-derives the whole chain from your data - tamper-evident, reproducible, and never a black box.

Grow

Recruit the franchisee. Fill the store. Pay the people who do both.

Security keeps the royalties you already earned; growth adds units and fills the ones you have. Fintra runs franchisee recruitment, local store marketing, and the commissions on both - on the same books and the same governance - so a lead becomes a signed unit and a filled dining room without leaving the platform.

Franchisee recruitment funnel

Run development the way you run finance: a candidate pipeline from lead to qualified applicant to signed FDD to funded, opened unit - scored on unit-economics fit, not gut feel - so the franchisor grows the system with operators who actually perform, all attributed to the units and royalties they produce.

Local store marketing & lead-gen

Each franchisee reactivates lapsed customers, runs local campaigns, and spends its ad-fund and co-op dollars off real unit sales data - targeted by trade area and what the visit is worth - with spend attributed to the sales it drove, so both sides see which marketing actually fills the store.

Commissions & distributions, guarded

Development-broker commissions on new units, unit-manager and staff bonuses on unit profit, and multi-unit operator distributions computed straight from connected sales - with clawbacks on unopened units, closed locations, and reversed sales. Every run scored and sealed as evidence like any other pay run.

Lead to unit to collected royalty

A development lead becomes a signed franchisee, a funded build-out, and an open unit remitting reconciled royalties in one flow - and a customer lead becomes a filled table and a sealed sale. One system from first contact to the sealed dollar, on both sides, with no hand-off to a separate CRM.

Where we are, honestly

The Money · Trust · People engines are the shipped Fintra platform. The franchise-management and POS connectors (FranConnect, Toast, QuickBooks), the ACH royalty-sweep rail, and the unit-financing lender are a pluggable provider seam - live for design partners and on the near-term roadmap, not a one-click integration for every franchise system yet. Multi-unit consolidation and royalty logic are configured per franchise agreement with you, not a blind auto-import. We will always tell you what is production-ready versus what we are building with you. In demos, no real money moves.

See Fintra run your whole franchise system’s money.

Bring one unit, a multi-unit group, or the franchisor above them. We’ll show royalty roll-up, consolidated reporting, brand-standard controls, unit financing, and the evidence trail on your system.