Construction, contractors and trade franchises

Job costing, WIP and AIA pay applications with retainage and lien waivers.

For general contractors, specialty trades and trade franchises. Fintra works beside Procore, Sage 300 CRE, Buildertrend or Foundation, or runs the accounting side itself.
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Progress billing

Example figures
Riverside Medical: Pay App 7: sent
$412,000
Depot Expansion: CO #4: CO review
$38,500
Northgate: retainage release: lien waiver
$61,200
Midtown TI: Pay App 3: paid
$96,400
$146k retainage tracked, 1 CO held, 1 waiver pending

You know each job, but not the money on it, or whether the field record holds up, until it is too late.

  1. The field record won’t hold up

    Daily logs are half-filled, RFIs live in email, and safety incidents sit on paper. When a claim, a backcharge, or an OSHA question lands months later, there is no signed, timestamped record to stand on, so you eat the dispute.

  2. Job cost is always late

    Committed costs, change orders, and labor land in the books weeks after the field spends them, so you find out a job is underwater at closeout, not while you can still fix it.

  3. Retainage sits unbilled

    5-10% of every pay app is held back, and progress billing is rebuilt by hand in AIA G702/G703 forms, the money you earned aging on a schedule of values nobody wants to reconcile, with lien waivers tracked in a separate spreadsheet.

  4. Cash dies in the gap

    You pay the crew and the suppliers this week; the owner pays the pay app in 60-90 days. That float is where good contractors run out of cash on a growing backlog.

What Fintra does for construction

Fintra runs the money side of your business, for a single contractor or a franchise brand rolling one playbook to every crew. It starts with the work contractors lose cash on: job cost, WIP, the AIA pay application, retainage and cash, with ASC 606 percent-complete revenue and over and under billing posting real journal entries. Next come an AI field scribe that drafts the daily log for a superintendent to sign, and an AI front desk that turns inbound calls into booked estimates. Connect Procore, Sage 300 CRE, Buildertrend or Foundation for project and field data, or run construction accounting on Fintra.

  • Integrate your PM software, or replace accounting
  • Job cost, WIP, AIA billing & retainage
  • GCs, subs, specialty trades & franchise brands
  • Field hours, then certified payroll (WH-347): engine live

Certified payroll

Example figures
M. Delgado, foreman, Riverside, Davis-Bacon
$3,120
T. Boyd, operator, Depot, +4 OT
$2,860
R. Silva, laborer, Riverside, prevailing wage
fringe short
Certified & prevailing-wage payroll is in active development on a real engine with sample wage data: fringe checked and the pay run sealed as evidence today, full WH-347 generation in build.

Keep your project software, or run accounting on Fintra.

Schedule, RFIs, daily logs, commitments, and change orders stay in the project tool your PMs live in, and Fintra reads them through a connector and owns the ambient field scribe, job costing, billing, payroll, and the back office. Or, if your accounting system is the bottleneck, Fintra can run it end to end, for one contractor or a franchisor rolling up every location.

Stays in your project software

Procore, Sage 300 CRE, Viewpoint Vista, Deltek ComputerEase, Buildertrend, Foundation

  • Schedule, RFIs & daily logs
  • Commitments & change orders
  • Field production & percent complete

Read through the project connector, live for early customers.

Fintra runs

Finance, Trust and People, plus the two construction jobs below

  • Ambient field log & scribe
  • Job costing & WIP
  • AIA progress billing & retainage
  • Certified payroll
  • AI front desk & lead intake
  • Governance & evidence

Prefer to leave Procore? Fintra can run the general ledger, AP, subcontractor management, job costing, and multi-location roll-up itself, so a contractor tired of duct-taping QuickBooks to spreadsheets, or a franchisor tired of forty disconnected books, can consolidate onto one platform.

Bill what you have earned on each job, and get an advance on approved pay applications.

Every contractor has a bookkeeper and a payroll somewhere. Progress billing off a signed field record and the cash-flow gap are where the money is actually won or lost, so Fintra builds them in.

Progress Billing and Retainage

The money you already earned

The signed daily log auto-codes to the schedule of values, and AIA G702/G703 pay applications generate from that coded percent-complete, not a hand-rebuilt spreadsheet. Retainage is tracked to the dollar across every job, change orders are folded in, and lien-waiver status rides on every payment, so nothing you earned goes unbilled and no release loses its lien protection.

  • AIA G702/G703 pay apps from a signed SOV
  • Retainage tracked & released by job
  • Change orders reflected in billing
  • Conditional / unconditional lien-waiver exchange

Draw and Material Financing

Early customers only

Don’t float the job for 90 days

Get funded on an approved pay application instead of waiting on the owner, or finance a material buy for the next phase. A decision on the receivable, funded upfront, repaid when the owner pays. The cash-flow gap that kills growing contractors, and slows a franchise brand’s next crew, closed. The receivables and material lenders and the payment rails simulate today.

  • Advance on approved pay applications
  • Material financing for the next phase
  • Repaid when the owner pays
  • Every advance Trust-guarded & sealed

Pay application advance

Example figures
Approved pay application
$96,400
advanced
90% advance
net-60
repaid on owner pay
funded today
$86,760
No 90-day float, advance on approved pay apps, Trust-guarded, every advance sealed

The same books, approvals and payroll checks, set up for construction

Finance

Every job’s true cost, in real time, not at closeout.

The shippable core leads: job costing and WIP fed by the signed field log, and ASC 606 percent-complete revenue recognition with over/under billing (the contract asset and liability), all posting real journal entries. Committed-cost and change-order tracking, and AP and bill pay, ride the same ledger, so job cost updates while you can still act on it. Certified and prevailing-wage payroll now runs the whole path on the real engine (connected field hours ingest, group into worker-weeks, and generate a full WH-347 with Davis-Bacon fringe checks) against sample wage-determination data; the verified wage-rate feed is the remaining seam. One company’s books today; multi-unit roll-up is on the roadmap.

Explore construction finance
  • Job costing & real-time WIP from the field log
  • ASC 606 percent-complete revenue & WIP over/under billing
  • Certified / prevailing-wage: field hours, then WH-347 on the real engine (verified rate feed in build)
  • Change orders & committed cost; multi-unit roll-up roadmap

Trust

Every draw, change order, retainage release, and signed field record: decided and sealed.

The places money and trust leak on a job (unapproved change orders, duplicate sub invoices, retainage released without a lien waiver, expired COIs, a safety incident with no signed record) each get a verdict grounded in your real books and contracts, and each becomes hash-chained, recomputable evidence. Governance is decide-and-prove; enforcement is staged.

See how actions are checked
  • Change-order & duplicate-invoice checks
  • Retainage release gated on lien waivers
  • Signed, tamper-evident field & safety records
  • One trust score across people & AI agents

People

Crews, subs, franchisees, and AI agents on one org chart.

Finding skilled trades is the constraint on every backlog, and recruiting qualified operators is the constraint on a franchise system. The Workforce Graph puts every crew member, subcontractor, franchisee, and AI teammate on one chart, priced against the same job and unit P&L, with an AI recruiter and interviewer that are advisory, and a named human who always approves.

See people and payroll
  • Recruit skilled trades & franchisees faster
  • Labor cost & productivity by job & unit
  • Subcontractor onboarding & compliance
  • Humans + AI agents, trust-scored

The daily log is drafted from the field, and a superintendent signs it.

Powered by the Fintra Scribe. Walk the site or leave a voice memo, and the daily field log, the RFI, or the safety-incident report drafts itself, structured and coded to the job. A superintendent reviews and signs, and from that moment the record is tamper-evident and immutable, corrected only by a signed addendum. When a claim, a backcharge, or an OSHA question lands months later, you have a legally defensible field record, not a half-filled paper log nobody can vouch for.

Ambient capture from a site walk

A superintendent talks through the day or the walk on their phone, and the scribe turns it into a structured daily log, weather, manpower, deliveries, and delays included, coded to the right cost codes and the right job. No end-of-day typing, no blank fields, no report that never got written.

RFIs and safety incidents, drafted

The same capture drafts RFIs with the question, the drawing reference, and the schedule impact, and safety-incident reports with the who, what, and corrective action, ready for the super to review. What used to live in email, texts, and a paper binder becomes one governed, searchable field record.

Signed, sealed, addenda only

The superintendent signs the record, and it is hash-chained and frozen. You cannot quietly rewrite yesterday; a change is a new signed addendum on top, with the original preserved. That is what makes it stand up in a dispute, a claim, or a DOL review, instead of a log a lawyer can pick apart.

One field record that feeds the money

The signed daily log is not a document that dies in a folder. Its coded quantities and percent-complete flow straight into WIP and the next pay application, so the field record and the billing are the same governed source of truth, not two systems arguing at closeout.

From the signed field record to coded work, the pay application and the cash.

The moat is one governed ledger from the site walk to the deposit. A signed daily log auto-codes to the schedule of values and the budget, the pay application builds itself in AIA G702/G703, lien waivers exchange on release, and the receivable gets collected, every step decided and sealed. No re-keying between the field tool, the billing spreadsheet, and the books.

Note to auto-code to WIP

Signed field quantities and percent-complete post to job costing and WIP the same day, against committed costs and change orders. A concrete read: on a $2.4M contract with $1.02M cost-to-date against a $1.62M cost budget, the job is 63% complete, so $1.51M is earned revenue against $1.38M billed-to-date, leaving $130K underbilled, a contract asset surfaced while you can still act, not at closeout. Percent-complete revenue and cost-to-complete update themselves off the field record.

AIA G702/G703, generated not rebuilt

The pay application draws itself from the schedule of values and the coded percent-complete, retainage held to the dollar across every line, change orders folded in, ready for the architect. The G702 summary and the G703 continuation sheet are generated from the ledger, not rebuilt by hand in a spreadsheet every month.

Lien waivers, exchanged on release

Conditional and unconditional waivers are tracked on every payment up and down the tier, requested from subs on their pay, and required before retainage is released. A release without the matching waiver is gated, so you never pay out and lose the lien protection you were owed.

Certified and prevailing-wage payroll, from field hours

In build

The path now runs end to end on the real engine: raw field hours ingest through a fail-soft normalizer, group into per-worker weeks, and generate a full WH-347 with Davis-Bacon straight-time/overtime splits and fringe-shortfall checks: against sample wage-determination data, with the verified wage-rate feed the remaining seam. It computes from the same connected field hours the pay app draws on, so the labor on the pay app and the labor on the books reconcile by construction. Job costing, WIP, and billing on that one field record are live today.

From the first call to the won job to the paid crew, on one record.

A trade brand on a franchise sales CRM like ClientTether chases the lead and sets the bid, then the money hands off to QuickBooks, a payroll app, and a spreadsheet nobody reconciles. Fintra keeps one thread: Action Plans work the lead, AI drafts the reply and the bid, and a won job seeds the commission, the costed job, and the certified payroll: the deterministic engines own every number, and a human approves before anything sends.

Action Plans work the lead

Live

Timed call / text / email follow-up with merge fields, operating-hours gating, auto-halt the instant a human replies, and colored-dot triage: a franchise sales CRM’s core, rebuilt on top of the ledger. The sequencing and gating are live; the outbound send rides on your consent-checked messaging provider.

AI drafts the reply and the bid

Live

A new estimate request gets an instant, on-brand reply behind a deterministic consent / hours / auto-halt gate, and the AI writes the proposal narrative around the engine-priced estimate: never inventing a number. A bid is money-facing, so a human always approves before it reaches the owner.

Won job, then commission, job cost & certified payroll

Live

Mark the bid won and Fintra seeds the estimator’s commission, a construction job costed from the bid with labor / material / equipment budgets, and the field hours that flow into the WH-347: one won bid, three modules, no re-keying. All reviewable drafts; nothing auto-posts.

Bank-verified royalty for the brand

Live

For a franchisor: royalties compute from each unit’s actual invoices and connected job revenue, under-reporting is flagged when reported sales fall below booked jobs, and an AI explainer puts every flag in plain English: the score and drivers stay the engine’s. Bank/POS verification rides on the payments connector; the detection is live today.

The depth of a construction ERP, without a long implementation.

Viewpoint Vista is the enterprise heavyweight; Deltek ComputerEase is the SMB/mid workhorse. Fintra already matches the core they’re bought for (job cost, WIP, ASC 606, AIA/retainage, and the certified-payroll engine) and wins on a modern UI, the ambient signed field record, governance/evidence, and an AI front desk. These are the mid-market ERP items we’re closing to reach parity, each chipped honestly.

Equipment costing & fixed assets

In build

Both ERPs charge equipment to jobs as a cost and track it as an asset with rates, depreciation, and maintenance: the highest-priority gap for heavy-civil and self-perform GCs. Fintra’s spec templates equipment budgets on a bid today; equipment-as-cost/asset is in build.

Multi-company / inter-company consolidation

On the roadmap

Vista’s core strength: consolidations, inter-company eliminations, and payroll for employees working jobs across multiple legal entities. Fintra runs single-company books per entity today; real-time multi-entity roll-up (which also powers the franchise story) is on the roadmap.

Union payroll + multi-state / multi-comp in one run

On the roadmap

Vista does CBA rates, multi-fund fringe, dues, and multiple pay rates / workers-comp codes / states in a single pay period. Fintra’s certified/prevailing-wage engine is live; union payroll, workers-comp compliance, and multi-jurisdiction workplace assignment are chipped roadmap/in-build.

Unit-price & T&M billing

In build

ComputerEase bills AIA + unit-price + time-and-material; Fintra leads AIA G702/G703 today. Unit-price and cost-plus/T&M billing for the jobs that aren’t lump-sum AIA are in build: the same signed-record-to-pay-app engine, more contract types.

Subcontractor management + service/dispatch

In build

Fintra tracks lien waivers and COI checks; a full sub-AP module (sub retainage payable, COI-expiry enforcement, compliance holds) and a field-service dispatch/work-order loop for the service arm of trades are in build. Both incumbents ship these; the AI front desk is our head start on the service side.

Where Fintra already wins

Vista’s own reviews cite a dated UI, poor support, and painful implementation; ComputerEase’s cite a weak CRM and thin reporting. Fintra answers all of it: modern UI, the ambient scribe’s signed field record, governed hash-chained evidence on every draw/change-order/retainage release, the AI front desk, and pay-app financing: the depth without the drag.

Hiring, crews and pay, each part labelled with its status.

Everything a construction-workforce platform is expected to run, presented in full, with a truthful status on every item: live, in build, or roadmap. We lead with the parts that genuinely ship today and never claim live what we are still building. Each links to its own page at /features.

Travel, Lodging & Per-Diem

Live

Crew travel, lodging, and per-diem reimbursed on Fintra’s real, shipped expense engine, coded to the job and governed; per-diem policy specifics in build. /features/per-diem-expenses

Workforce Recognition & Rewards

Live

Recognize and reward the crews and trades that win the work on a real, shipped peer-recognition engine tied to your people record. /features/workforce-recognition

Certified Payroll (WH-347)

In build

The weekly WH-347 built from field hours and wage determinations, in active development on a real engine with sample rate data. /features/certified-payroll-wh347

Prevailing Wage Compliance

In build

Classification and fringe checked against the determination, shortfalls flagged before the run: the same real engine, in build. /features/prevailing-wage-compliance

Field Time Tracking

In build

Raw field hours now ingest through a fail-soft normalizer into job cost and certified payroll (worker-weeks, then WH-347); the mobile, kiosk, and paper capture on the front of it, with geofence and biometric, is the remaining seam. /features/field-time-tracking

Tax Setup & Workplace Assignment

In build

Payroll tax config is live; multi-jurisdiction workplace assignment that follows the jobsite is in build. /features/construction-tax-setup

Certified Payroll Agent

In build

Runs certified payroll on autopilot, drafting each WH-347 for approval: rides the real prevailing-wage engine in build. /features/certified-payroll-agent

Union Payroll & Reporting

On the roadmap

CBA rates, dues checkoff, and multi-fund fringe remittance with per-fund reporting, on the roadmap, on the live governed ledger. /features/union-payroll

Workers’ Comp Compliance

On the roadmap

State-wise comp class codes, comp-as-job-cost burden, and audit-ready wage-by-class records: roadmap. /features/workers-comp-compliance

Field Productivity Tracking

On the roadmap

Planned vs actual production by cost code, so a slipping job shows up in units per hour, not at closeout: roadmap. /features/field-productivity

Smart Field Forms

On the roadmap

A mobile-first builder for inspections, checklists, and JHAs that feed the governed record: roadmap; the signed field record is live. /features/smart-field-forms

Union Agent

On the roadmap

Reads the CBA and proposes audited pay, dues, and fringe, always governed and human-approved: roadmap. /features/union-agent

Prevailing Wage Agent

On the roadmap

Scans every run for misclassification and fringe shortfalls before you file: roadmap; real payroll anomaly detection runs today. /features/prevailing-wage-agent

Paper Timecard Agent

On the roadmap

Turns a photo of a paper timecard into a coded digital one for human review: roadmap. /features/paper-timecard-agent

Funding Agent

On the roadmap

Matches crew work to federal tax credits you may qualify for and surfaces them for a professional to confirm: advisory, roadmap. /features/funding-agent

Run one trade brand across a hundred crews on one ledger.

Restoration, roofing, remodeling, painting: a franchisor selling a trade brand runs two businesses bolted together, and the money falls through the seam. Fintra runs both sides. Every franchisee gets the field scribe, the billing loop, and the front desk; the franchisor gets a real-time roll-up, automated royalties and marketing-fund collection, brand-standard field visits as live controls, FDD Item 19 numbers grounded in actual books, and inbound leads routed to the crew that can work them.

Multi-location roll-up in real time

On the roadmap

The design: every franchisee runs the same standardized chart of accounts, so system-wide revenue, job margin, average ticket, and close rate roll up as the period closes, not stitched together weeks late from forty mismatched QuickBooks files. Multi-unit consolidation and real-time roll-up are in build with design partners; single-company books are live today.

Royalties and marketing fund, collected themselves

Royalties, national and local marketing-fund contributions, and tech fees compute straight from connected job revenue, invoice to each franchisee, and collect by ACH sweep, auto-reconciled on both the franchisor and franchisee ledgers. Under-reporting is flagged against booked jobs and completed work, and every inter-entity transfer is guarded and sealed before a dollar moves.

Brand-standard field visits as controls

The franchise business consultant walks a job or a location, and the same ambient scribe drafts the brand-standard visit report, signed and tamper-evident. Approved-vendor use, safety compliance, workmanship, and license and insurance certs become live controls scored against real activity, so a missed cert or an off-brand job opens a finding tied to that unit ledger, not a checklist in a binder.

FDD Item 19 grounded in real books

Because every unit reports on one ledger, the franchisor can build and update Financial Performance Representations from actual franchisee results, benchmark units against the system, and show a candidate real economics instead of a decade-old estimate. Item 19 benchmarking runs on the same numbers that drive royalties, so the story a prospect hears is the story the books tell.

Inbound leads, distributed to the right crew

Brand-level demand, a storm surge for restoration or roofing, a national campaign, a web form, lands in the AI front desk and routes to the right franchisee by territory and capacity, with the lead, the estimate, and the booked job attributed back to the unit and the royalty it produced. The franchisor grows demand; the ledger proves which unit converted it.

Unit financing to open and grow

Early customers only

Finance a new territory build-out, a truck and equipment package, or working capital for a franchisee, underwritten on connected unit economics, funded upfront and repaid from operations. A signed candidate goes from FDD to funded to first job on one platform, with every advance guarded and sealed. The financing rails simulate today.

Every inbound call answered and turned into a booked estimate.

Powered by the Fintra front desk, voice and text. Contractors and trade brands lose real revenue to unanswered phones and missed estimate requests. The AI front desk answers inbound calls and messages day and night, captures the lead, books the estimate on the calendar, texts back every missed call, and answers the questions a homeowner or a GC actually asks, then hands a warm, coded lead straight into the billing loop.

Inbound lead and estimate capture

Every call and web request is answered and qualified, the scope, the address, the trade, and the urgency captured, so a storm-damage call or a remodel inquiry becomes a structured lead on the board instead of a voicemail nobody returned. For a franchise brand, the same intake routes each lead to the right unit by territory.

Missed-call text-back that books the job

When a call goes unanswered because the crew is on a roof, the front desk texts the caller back in seconds and keeps the conversation going by text, offering estimate windows and booking the appointment. The lead that would have called the next contractor on the list stays yours.

Books the estimate, answers the FAQ

The front desk puts the estimate on the right estimator or crew calendar, sends the confirmation and reminders, and answers the routine questions, service area, licensing, insurance, financing, and scheduling, without pulling a person off a job. Anything it should not answer is escalated to a named human.

Warm lead straight into the loop

A captured lead becomes a scheduled estimate, a signed contract, a progress-billed job, and collected cash in one flow, with the source attributed to the sale it produced. The front desk is the top of the same governed loop that ends at the sealed dollar, with no hand-off to a separate CRM.

Every approval and change is recorded and ready for an audit.

Every dollar-moving action on the job, and every signed field and safety record, is decided against your real books and contracts, scored, and sealed as evidence you can hand an auditor, an owner, an insurer, or a DOL reviewer, not a compliance binder you rebuild at closeout.

Frameworks & controls, mapped once

OSHA safety recordkeeping, prevailing-wage and certified-payroll rules (Davis-Bacon), lien and contract controls, and SOC 2, with 84 frameworks and 111 controls mapped a single time, so one governed action satisfies many at once. Adding a framework, a job, or a franchise unit points at the same evidence instead of starting the mapping over.

Signed safety & field records as evidence

The signed, tamper-evident daily logs, safety-incident reports, and brand-standard visits are not just a field record, they are the OSHA and dispute evidence itself. A toolbox talk, a near-miss, or a corrective action is captured, signed, and hash-chained, so the safety trail is reproducible instead of reconstructed after an incident.

AI Action Governance

Every change order, retainage release, draw advance, duplicate sub invoice, royalty run, or access change gets a verdict and an Action Trust Score before it lands. Fintra Trust decides, records, and can gate the action; broader automatic enforcement across every workflow is staged, so today it always decides and proves, and gates where it is wired in.

Recomputable agentic evidence

Each governed action and each signed field record is hash-chained and mapped to the real controls it satisfies, so verify_chain() re-derives the whole chain from your data, tamper-evident and reproducible. Scoring is deterministic and explainable, never a black box; the source-system connectors and the scribe’s speech-to-text remain a pluggable provider seam.

Estimating, crews and payroll on the same books as the job.

Security keeps the money you already earned; growth brings in more of it. Fintra runs the estimate pipeline, past-client reactivation, references, and sales commissions on the same books and the same governance, so a lead the front desk captured becomes a booked, collected job without leaving the platform.

Estimate pipeline & reactivation

Track the estimate pipeline the front desk fills and reactivate past owners, homeowners, and GCs off your real job history, targeted by who you have delivered for and what the next job is worth, not a cold blast to a list. For a franchise, the same pipeline rolls up by unit and by territory.

Referrals & references

Track where new work comes from, owner and GC referrals, insurer and adjuster relationships for restoration, repeat clients, and post-project references, attributed to the contracts and collections they produced, so you invest in the relationships that actually fill the backlog.

Sales & PM commissions, guarded

Estimator, PM, and business-development commissions, and franchise development-broker commissions, computed from booked and collected revenue, with clawbacks on unpaid, underwater, or unopened jobs and reversed collections, every run scored and sealed as evidence like any other pay run.

Bid to contract to collected

A lead becomes a quote, a signed contract, and progress-billed, funded, reconciled cash in one flow, one system from first walkthrough to the sealed dollar, with the field scribe and the front desk feeding the same governed loop and no hand-off to a separate CRM.

Continuous controls for construction.

Fintra tests every transaction, not a sample; only the items that fail open an exception; each exception carries a sealed record of what was checked; the record is mapped to the SOX 404 control it tests; an auditor reviews it through time-limited access.

ControlHow it is checkedFrameworkStatus
Certified payroll complianceTested continuously by the real certified-payroll framework (prevailing-wage / WH-347 reporting).Certified payroll · live frameworkTested today
Change-order approvalTested continuously by the dual-approval test handler on every change order over threshold.SOX-CA-02 · Dual approvalTested today
Progress-billing 3-way matchTested continuously by the AP three-way-match handler across the pay application, schedule of values, and cost.SOX-CA-03 · 3-way matchTested today
Retention / lien-waiver release reviewRests on a signed attestation: a reviewer signs off retention release and lien-waiver status; no automated handler by design.Attestation · reviewer sign-offAttestation

Only the controls marked tested today run against your real transactions now. Planned and attestation controls are listed so you can see the full scope; where Fintra cannot test something, it says so instead of reporting a pass. It works beside your GRC tool and your external audit, not instead of them.

How continuous testing works

Fintra for construction today

The Money · Trust · People engines are the shipped Fintra platform, and the construction core (job costing, AIA G702/G703 progress billing with retainage, and ASC 606 percent-complete revenue recognition with WIP over/under billing (contract asset and liability)) posts real journal entries today. Certified and prevailing-wage payroll now runs the full path on a real engine in the Fintra payroll package (connected field hours ingest through a fail-soft normalizer, group into worker-weeks, and generate a WH-347 with Davis-Bacon straight/overtime splits and fringe-shortfall checks) against sample wage-determination data; the verified wage-rate feed is the remaining seam, and the governed pay run, evidence sealing, and payroll anomaly detection are live now. Across the wider construction workforce suite, expense-based per-diem and travel reimbursement and workforce recognition run on real, shipped engines today; field time tracking, tax workplace assignment, and the Certified Payroll Agent are in build; union payroll, workers-comp compliance, field productivity, smart forms, and the union, prevailing-wage, paper-timecard, and funding agents are roadmap: each is chipped honestly on its own page. Against the mid-market ERPs (Viewpoint Vista, Deltek ComputerEase), the parity items still to close are equipment costing / fixed assets (in build), multi-company / inter-company consolidation (roadmap), union payroll and multi-state / multi-workers-comp payroll in one run (roadmap), and unit-price / T&M billing (in build); job cost, WIP, ASC 606, AIA/retainage, and the certified-payroll engine are live today. The ambient scribe’s speech-to-text, the project-software connectors (Procore, Sage 300 CRE, Viewpoint Vista, Deltek ComputerEase, Buildertrend, Foundation), the receivables and material lenders, the payment and ACH rails, and the front-desk telephony are a pluggable provider seam, live for design partners and on the near-term roadmap, not a one-click integration for every contractor yet. The signed, tamper-evident field record and the governance that seals it are Fintra’s own. The lead-work Action Plans (timed multi-channel sequences, operating-hours gating, auto-halt-on-reply) and the governed AI assists (an instant lead reply behind a deterministic consent/hours gate, an AI bid narrative wrapped around an engine-priced estimate, and a plain-English royalty explainer) are live and draft-first: the deterministic engines own the numbers and flags, the model only phrases language, and a human approves before anything sends; when a bid is won, Fintra seeds the commission, the costed job, and the certified-payroll field hours as reviewable drafts, nothing auto-posted. Multi-location and franchise roll-up, and any real-time consolidation across units, are roadmap, today Fintra runs single-company books per entity, and the draw, material, and unit-financing rails simulate, so no real money moves yet. We will always tell you what is production-ready versus what we are building with you. In demos, no real money moves.

Pages by role

One set of books runs the whole back office. These pages start from the job you do.

Bring one pay application to a 15-minute demo.

Bring one job, your whole backlog, or a franchise brand rolling every crew. We'll show the ambient field log, AIA billing, retainage and lien waivers, certified payroll, the AI front desk, the franchise roll-up, and the evidence trail on your work.

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