Bank Feeds That Keep Your Books Current Every Day
Connect an account once and transactions import daily, get categorized to your real chart of accounts, and land in the ledger ready for review - not a monthly import chore.
Illustrative product view
What bank feeds in Fintra does
A bank feed is the difference between books that are current and books that are reconstructed once a month from a downloaded statement. Once an account is connected, transactions import automatically, AI proposes a GL category based on merchant, amount, and your own history, and you confirm or correct - teaching the categorizer for next time.
- Automatic daily import from connected checking, savings, and card accounts
- AI categorization against your actual chart of accounts and dimensions
- Rule-based auto-categorization for recurring, high-confidence merchants
- Direct feed into reconciliation, so import and matching are one motion
Core capabilities
| Capability | What it does | What it replaces |
|---|---|---|
| Automatic import | Pulls new transactions from connected accounts daily | Monthly CSV downloads and uploads |
| AI categorization | Proposes a GL account and dimension for each transaction | A bookkeeper coding a spreadsheet by hand |
| Categorization rules | Locks in auto-categorization for known recurring merchants | Re-categorizing the same vendor every month |
| Invoice/bill matching | Matches deposits and payments to open invoices and bills | Manually clearing AR and AP against the bank |
| Multi-account feeds | Runs the same process across every connected account | Different workflows per bank or card provider |
How it works
From connection to categorized ledger entry
- 1
Connect the account
Link checking, savings, and card accounts once through your bank.
- 2
Transactions sync
New transactions import automatically on a daily cadence, no manual refresh needed.
- 3
AI proposes a category
Each transaction gets a suggested GL account and dimension based on merchant and history.
- 4
Confirm or correct
Accept high-confidence suggestions in bulk; correct the rest, which teaches the categorizer.
- 5
Flow to reconciliation
Categorized transactions become the matching set for bank reconciliation automatically.
Learning without losing control
Categorization is proposed by AI, applied automatically only for rules you have confirmed as reliable, and always correctable. Every auto-categorization and every human correction is recorded in the SentriAI audit trail, so a controller can see exactly how a transaction ended up on a given account.
Frequently asked questions
How often do bank feeds update?
Connected accounts sync daily, so new transactions typically appear within a day of posting at your bank. This keeps categorization, reconciliation, and reporting close to real time instead of reconstructed once a month from a downloaded statement.
How accurate is AI transaction categorization?
Accuracy improves with use because the model learns from your corrections and from confirmed rules for recurring merchants. Low-confidence transactions are flagged for review rather than guessed, so accuracy is inspectable - you can see exactly which transactions were auto-categorized versus reviewed.
Which banks and cards can I connect?
Fintra connects to accounts through standard bank connection providers, covering the large majority of U.S. banks and card issuers. If a specific institution isn’t supported, transactions can still be imported manually while the feed connection is set up.
Do bank feeds replace bank reconciliation?
They feed it. Bank feeds bring transactions in and categorize them; bank reconciliation matches those transactions against your ledger entries to confirm the books agree with the bank. The two work together so import and matching happen as one continuous process, not two separate chores.
Stay in the loop
One practical finance briefing a week - new guides, checklists, and benchmarks.
Let your books update themselves daily
Start free, no card required. Connect an account and see transactions categorize themselves.
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