Cash Projections Built From Actual Due Dates
Fintra projects cash from real invoice due dates, bill schedules, and payroll timing - not averaged monthly numbers - so you see the specific week cash gets tight.
Illustrative product view
What cash flow projection does
Monthly cash averages hide the week you actually run tight. Because invoices, bills, and payroll already live in Fintra with real due dates and pay schedules, cash flow projection builds a weekly picture from actual timing rather than smoothed estimates.
- Weekly projection built from AR due dates, AP due dates, and payroll schedule
- Cash low point identified specifically, not just a monthly average
- Scenario overlays show the effect of a delayed collection or an accelerated payment
- Extends to monthly and annual horizons for board and lender reporting
Core capabilities
| Capability | What it does | What it replaces |
|---|---|---|
| Weekly cash view | Projects cash from real AR, AP, and payroll dates | Hand-built 13-week spreadsheets |
| Low-point detection | Flags the specific week cash gets tightest | Discovering a shortfall after it happens |
| Scenario overlay | Shows impact of delayed collections or accelerated bills | Manually re-modeling a single what-if |
| Multi-horizon view | Extends from weekly to monthly and annual cash views | Separate short- and long-term cash sheets |
How it works
From due dates to a cash plan
- 1
Read the timing
Fintra pulls real due dates from open invoices, bills, and the payroll schedule.
- 2
Build the weekly view
Cash in and cash out are laid out week by week rather than averaged.
- 3
Flag the low point
The tightest week is called out so you can plan collections or timing around it.
- 4
Test a change
Overlay a delayed collection or an accelerated bill payment to see the new low point.
A worked example
Frequently asked questions
Is this a true 13-week cash flow forecast?
Yes. Cash flow projection is built weekly from real invoice due dates, bill schedules, and payroll timing, not from averaged monthly figures, and can extend beyond 13 weeks to monthly and annual horizons.
Does it account for invoices that pay late?
Fintra can incorporate your historical collection patterns so the projection reflects typical payment timing rather than assuming every invoice pays exactly on its due date, and you can override individual invoices you know are at risk.
Can I model the effect of delaying a bill payment?
Yes. You can overlay a delayed payment, an accelerated collection, or a new large expense on the projection and immediately see how the weekly cash low point moves.
How is this different from a bank balance report?
A bank balance shows where cash sits today. Cash flow projection shows where it will be each week going forward based on what is actually due to come in and go out, so you can act before a shortfall happens rather than after.
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Know your tight week before it arrives
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