Fintra Feature

One Ledger, Every Currency You Transact In

Record invoices and bills in local currency, convert at the applicable rate, and see realized gain or loss tracked automatically in your reporting currency.

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What multi-currency accounting does

Businesses that transact across borders need currency to be a property of the transaction, not a separate spreadsheet reconciliation. Fintra records each transaction in its original currency, converts it for reporting, and tracks the realized gain or loss created when the rate moves between transaction and payment.

  • Transactions recorded and stored in their original currency
  • Conversion to your reporting currency applied automatically
  • Realized gain or loss calculated when payment rate differs from transaction rate
  • Consolidated reporting translates multi-currency entities into one view

Core capabilities

CapabilityWhat it doesWhat it replaces
Native currency recordingStores each transaction in its original currencyConverting manually at entry
Automatic conversionApplies the rate for reporting-currency viewsSpreadsheet conversion formulas
Realized gain/lossCalculates the gain or loss when rates move before paymentManual FX gain/loss journal entries
Consolidated translationRolls up multi-currency entities into one reporting currencyManual consolidation workbooks
What Fintra multi-currency accounting covers

How it works

From foreign invoice to reconciled books

  1. 1

    Record in local currency

    An invoice or bill is entered in the currency it was actually issued in.

  2. 2

    Convert for reporting

    Fintra applies the applicable rate to show the transaction in your reporting currency.

  3. 3

    Settle and compare

    When payment is received or made, Fintra compares the settlement rate to the original rate.

  4. 4

    Post the gain or loss

    Any difference is posted automatically as realized gain or loss, not left as an unreconciled variance.

Auditable currency math

Every conversion is traceable: the SentriAI audit trail records the rate used, the date, and the resulting gain or loss for each transaction, so a currency-related discrepancy can always be traced back to its source rate rather than argued about.

What stays visible

  • The original currency and amount for every transaction
  • The rate applied and the date it was applied
  • Realized gain or loss by transaction and by period

Frequently asked questions

How does Fintra handle exchange rates?

Transactions are recorded in their original currency and converted using the applicable rate for reporting. When settlement happens at a different rate than the original transaction, Fintra calculates and posts the resulting realized gain or loss automatically.

Can I run reports in a single reporting currency across multiple entities?

Yes. Consolidated reporting translates each entity's multi-currency transactions into your chosen reporting currency, so leadership sees one consistent view across entities that transact in different currencies.

What is realized gain or loss and why does it matter?

It is the difference between the exchange rate when a transaction was recorded and the rate when it was actually settled. Left untracked, this difference accumulates as an unexplained variance; Fintra calculates and posts it as its own line so your books stay reconciled.

Does this support customers and vendors who invoice in their own currency?

Yes. You can issue invoices and receive bills in the counterparty's currency, and Fintra handles the conversion and gain/loss tracking on your side without requiring your customer or vendor to bill in your reporting currency.

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One ledger, every currency reconciled

Start free, no card required. Record foreign transactions and let gain/loss track itself.

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