Catch Payment Fraud Before the Money Moves
Because Fintra owns the bills, the vendors, and the payments, it screens every disbursement against real signals - duplicate invoice, amount outlier, new payee, velocity, and a changed vendor bank account - and holds the risky ones for review.
Illustrative product view
Deterministic signals, explainable every time
Payment fraud detection runs a set of deterministic detectors over each bill before it is paid, and every flag comes with a plain-English reason - not a black-box score. Because the detectors are rule-based, they are reproducible and defensible, which is exactly what you want when you have to explain to a vendor why a payment was held.
- Duplicate invoice - same number and amount seen before
- Large amount - crosses a configurable threshold
- Round-number anomaly - suspiciously even amounts
- New vendor - first payment to this payee
- Velocity - unusual burst of payments
- Bank-account changed - the payout-redirect (BEC) primitive
The payout-redirect signal that stops BEC
Frequently asked questions
What kinds of payment fraud does Fintra detect?
Duplicate invoices, unusually large amounts, round-number anomalies, first-time vendors, payment velocity bursts, sanctions hits, and - most importantly - vendor bank-account changes that signal a payout redirect.
How is it different from a bank’s fraud check?
A bank sees a transaction; Fintra sees the whole context - the invoice, the vendor history, the approval, and whether the bank details just changed - so it can catch invoice fraud and BEC that a bank’s rails cannot.
Are the detectors explainable?
Yes. Every flag is deterministic and rule-based, and each comes with a plain reason, so a held payment can be explained and defended rather than attributed to an opaque score.
What happens to a flagged payment?
It is held out of the run with its reason and routed for review; it cannot silently proceed. A clean, in-pattern payment is allowed.
Stay in the loop
One practical finance briefing a week - new guides, checklists, and benchmarks.
Put a decision - with proof - in front of every action
See how Fintra decides allow / step-up / hold / block per action and writes each verdict to a tamper-evident ledger.
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