An Airbase Alternative With the Books Built In
Airbase unifies cards, expenses, bill pay, and procurement. Fintra does the same and adds the general ledger, budgeting, and forecasting underneath. Here is an honest look.
TL;DR verdict
Airbase is a strong unified spend-management platform spanning cards, expenses, bill pay, and procurement. Fintra covers the same surfaces and puts them on a full finance OS - general ledger, budgeting, forecasting, and compliance - so spend and accounting are one system rather than a spend platform synced to your books.
What Airbase does well
- A unified spend platform across cards, expenses, AP, and procurement.
- Strong approval workflows for mid-market complexity.
- Deep ERP integrations for larger finance teams.
- Mature procurement intake and guided buying.
Where Fintra differs
Airbase is a spend platform that integrates with your ERP or accounting. Fintra is the accounting - the same product holds the ledger, the budgets, and the forecast, so unified spend does not need an ERP sync to become reconciled numbers.
- Built-in general ledger, budgeting, forecasting, and close.
- Deterministic card controls at the swipe plus a SentriAI decision.
- Procurement with 3-way match and supplier scorecards.
- A savings aggregator tracing opportunities to their source.
- Free to start; license-gated modules rather than a mid-market bundle.
Side-by-side comparison
| Category | Airbase | Fintra |
|---|---|---|
| Unified spend | Cards + expenses + AP + procurement | Same surfaces on one ledger |
| Procurement | Mature intake | POs + 3-way match + scorecards |
| Approvals | Strong, mid-market | Approve-by-exception + at-swipe controls |
| Accounting & FP&A | Integrates with ERP | Built-in GL, budgeting, forecasting |
| Best fit | Mid-market with an ERP | SMBs wanting one system |
| Pricing | As published | Free to start; license-gated add-ons |
Who should choose which
- Choose Airbase if you are mid-market with an ERP and complex procurement intake.
- Choose Airbase if you need its depth of approval workflows.
- Choose Fintra if you want unified spend and the ledger in one product.
- Choose Fintra if you are an SMB that does not want to run a separate ERP.
- Choose Fintra if free-to-start, license-gated pricing fits your stage.
Frequently asked questions
Is Fintra an Airbase alternative?
Yes, for unified spend - Fintra covers cards, expenses, bill pay, and procurement in one place, like Airbase. The difference is that Fintra includes the general ledger, budgeting, and forecasting in the same product, so spend becomes reconciled accounting without an ERP integration.
How does Fintra handle procurement compared with Airbase?
Fintra runs a procure-to-pay loop with purchase orders that commit spend, goods receipt, 3-way match with tolerances, and supplier scorecards computed from your own data. Airbase is strong on procurement intake and guided buying for mid-market teams; Fintra emphasizes ledger-native matching and scorecards.
Which is a better fit for an SMB?
Fintra is aimed at SMBs that want spend and accounting in one system without running a separate ERP. Airbase tends to fit mid-market teams that already have an ERP and need deep spend workflows on top. The right choice depends on whether you want one system or a best-of-breed spend layer.
How do the pricing models differ?
Airbase prices per its published plans. Fintra is free to start with no card required, and advanced modules are license-gated. If Fintra would replace both a spend platform and pieces of an accounting/FP&A stack, compare on the combined cost.
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Unified spend on a real ledger
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