Fintra Payroll
State unemployment tax, configured per state
Employer unemployment taxes
Unemployment taxes are employer-side and capped by a wage base that varies by state. Fintra computes both federal FUTA and state SUI/SUTA on each check, applying the year-to-date wage-base cap so an employee stops accruing the tax once they cross the base.
| Tax | Rate | Wage base |
|---|---|---|
| FUTA | 0.6% (6.0% less 5.4% credit) | $7,000 |
| SUI/SUTA | Org-configurable per state | Org-configurable per state |
Per-org, per-state configuration
Wage-base caps, tracked on YTD
What the engine tracks
- YTD FUTA wages, capped at $7,000
- YTD SUTA wages, capped at the configured state base
- Whether a cap was applied this period (in the trace)
- FUTA credit assumption (full 5.4%: no credit-reduction states)
Inside Fintra
SUI/SUTA and FUTA become employer-tax liabilities in the remittance rollup and employer-tax expense in the GL export, and FUTA rolls up into the annual Form 940.
Questions people ask
How is SUTA computed in Fintra?
From your org-configured state rate and wage base, applied with a YTD wage-base cap so the tax stops once an employee crosses the base. If no SUTA base is configured, it computes to zero.
What FUTA rate does Fintra use?
0.6% (the 6.0% rate less the standard 5.4% credit) to a $7,000 wage base. It currently assumes the full credit: credit-reduction states are a documented limitation.
Are unemployment taxes employer-side?
Yes. Both FUTA and SUI/SUTA are employer taxes; they don’t reduce employee net and appear as employer-tax expense in the GL export.
Where does FUTA get reported?
FUTA liabilities roll up into the annual Form 940 summary and appear in the tax-liability report during the year.
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Unemployment tax, per your rate
Configure SUI/SUTA per state and let Fintra apply the caps exactly.