The treasury analyst’s view of cash, liquidity, and FX
Position cash across accounts, forecast liquidity on a rolling basis, and see FX exposure - all from live bank balances tied to the ledger.
Cash management, before and after Fintra
A treasury analyst starts the day working out where the cash is and where it needs to be. Pulling balances from each bank portal and stitching them into a forecast by hand is slow and always a little behind. Fintra brings balances in through feeds and drives a rolling forecast from real receivables and payables.
| Task | Without Fintra | With Fintra |
|---|---|---|
| Daily cash position | Log into each bank portal | Live balances via bank feeds |
| Liquidity forecast | Rebuild the cash model weekly | Rolling forecast driven by AR and AP |
| FX exposure | Track foreign balances manually | Multi-currency balances and revaluation |
The Fintra surfaces you live in
- Cash position: live balances across accounts through bank feeds, tied to the ledger.
- Cash flow projection: a rolling forecast driven by scheduled bills, payroll, and expected collections.
- Multi-currency and FX: foreign balances tracked with period-end revaluation.
The work you own, and where it lives
| Responsibility | Where it lives in Fintra |
|---|---|
| Daily cash positioning | Bank feeds and live cash position |
| Liquidity forecasting | Cash flow projection, rolling |
| FX exposure | Multi-currency accounting and FX revaluation |
| Scenario stress-testing | Scenario planning on the cash forecast |
Stress-test the liquidity plan
Treasury lives on what-ifs: a slower collections month, a delayed draw, a large payment pulled forward. Scenario planning lets you branch the cash forecast and see the effect on liquidity before it happens, so the treasury plan is resilient rather than reactive.
Frequently asked questions
What does a treasury analyst do in Fintra?
A treasury analyst positions cash across accounts, forecasts liquidity on a rolling basis, and monitors FX exposure. Fintra brings bank balances in through feeds and drives the cash forecast from real receivables, payables, and payroll, so the analyst works from live data rather than stitched-together bank exports.
How does Fintra forecast liquidity?
It drives a rolling cash forecast from scheduled bills, payroll runs, and expected collections based on AR aging and payment history. Because it is built from actual cash events, the forecast shows which week cash gets tight rather than a smoothed monthly average that can hide a squeeze.
Can I see FX exposure?
Yes. Multi-currency accounting tracks foreign-currency balances and applies period-end revaluation, so you can see exposure by currency and how rate moves affect reporting-currency value. That gives treasury a clear view of where currency risk sits without maintaining a separate spreadsheet.
How do I stress-test the cash plan?
Scenario planning lets you branch the cash forecast - slower collections, a delayed financing draw, a payment pulled forward - and compare the effect on liquidity side by side. That turns treasury planning from reacting to surprises into testing them in advance and preparing accordingly.
Stay in the loop
One practical finance briefing a week - new guides, checklists, and benchmarks.
See cash and liquidity live
Fintra ties bank feeds to a rolling cash forecast. Free to start, no card required.
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